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Does this insurance rate sound right??

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Old 08-12-2002 | 07:24 AM
  #1  
Bull_in_a_china_shop's Avatar
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From: Peoria, IL
Post Does this insurance rate sound right??

Liability
$250 deduct collision
comprehensive
Emer roadside

27 yr old driver
clean driving record
State Farm as carrier

I pay $120 per month!! Suddenly this just seems too high...
Anyone else?

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2000 Z28-Deep Maroon
Mac Headers With Off-Road Pipe
Vigilante Torque Converter 2800 stall 2.5 STR
Hooker 3" catback w/cut out & McCord
FTRA Kit
Dynamic Motorsports SFC's
Old 08-12-2002 | 07:32 AM
  #2  
rncotton's Avatar
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From: Memphis, TN, USA
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Are you still single? Do you have anything else on the policy (other car, house, boat etc) that would qualify you for a Multi-Line discount?

I have State Farm and carry full coverage with $250 deducts on my cars. The '01 T/A runs me about $1200 a year.

I'm 30 years old, married, have 2 cars and a house insured with State Farm. I have one moving violation within the past 3 years, but I think it was "graced" and not reflected in my premium.

I don't know if Peoria would be a higher risk than Memphis, but rates differ from market to market.

Oh, and this probably should have gone in the lounge.

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2001 TransAm WS6, M6 3.42
HPP, TBB, 160* t-stat, MTI Lid, Holley PowerShot, Flowmaster 80, Port/Polish MAF

www.BlackWS6.com

2001 Z28
-- R.I.P. - 06/25/02
Old 08-12-2002 | 09:18 AM
  #3  
1sloLS1's Avatar
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Joined: Apr 2002
Posts: 113
From: virginia beach va usa
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progressive insurance here
22/m
98 z28 fully loaded
full coverage
170 month

i think that you are getting a little ripped off if i pay $50 more than you and have the record i have at my age. with full coverage

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98 Z28, Onyx Black, A4, t-tops, other than the free mods, a random tech cat back, and a whisper lid, it is stock
Old 08-12-2002 | 10:19 AM
  #4  
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From: suffolk Va.
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27 year old male married, State farm 2 other cars and house with them, $100 deductibles, 1 accident 2 tickets. 01 WS-6
$105 monthly
Old 08-12-2002 | 11:33 AM
  #5  
Z28-CTYHNTR's Avatar
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Joined: Jul 2002
Posts: 180
From: Lewisville, TX USA
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heh my insurance is $280 a month so if you wanna know what expensive is there you have it! Im 25 with no car accidents and one ticket, gets me i jab in the pocket once a month =)

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2002 Camaro Z28 AT
Stock for now until I decide what to install.
Old 08-12-2002 | 12:25 PM
  #6  
hydrogen's Avatar
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Joined: Aug 2002
Posts: 10
From: Adrian, WV
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if i did everything by the law without effectively utilizing loopholes, my insurance would be $340 a month... 17/m, clean record....but we ahve 3 cars in my family so my parents put me full coverage on our oldest ****tiest car, and put themselves as full coverage on my camaro, only raised the insurance $117 a month i think it was.
Old 08-12-2002 | 03:20 PM
  #7  
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I'm 19 years old, my own insurance, and I pay $380/month in insurance.


Dont complain.


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-2002 Red Camaro SS
Chesapeake, Virginia
http://www.HeadRushPerformance.Com
Old 08-12-2002 | 03:45 PM
  #8  
Z28-CTYHNTR's Avatar
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From: Lewisville, TX USA
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WOOHOOO!!! Somebody pays more than me I didnt think that was possible!

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2002 Camaro Z28 AT
Stock for now until I decide what to install.
Old 08-12-2002 | 03:52 PM
  #9  
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Joined: Jan 2002
Posts: 11
From: Auburn,AL
Smile

I only wish I could pay $120 a month for my insurance. Right now I pay $300 a month thanks to moving back to Auburn. When I was living in Atlanta my insurance for full coverage was right at $400 a month. I am 20/m with no accidents and no tickets. Has anyone ever seen a decent decrease in their insurance rates by taking a defensive driving course????
Old 08-12-2002 | 04:04 PM
  #10  
Snowmann's Avatar
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Posts: 69
From: Fargo, ND U.S.A
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90 s10 -liability
98 z28 -full coverage
02 pro x 440 (race sled) full coverage
115 a month for all three!!!!!
They almost give insurance away here in good ole North Dakota.
Im 23, getting married in October and buying a house-could it get any cheaper?

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98 Z28 A4 2.73 aluim. driveshaft
Free mods SLPlid & bellows
BMR LCA & SFC
Stock: 288rwhp 311rwtq
Old 08-12-2002 | 04:13 PM
  #11  
ZZed's Avatar
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Posts: 174
From: Chicago, IL
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You guys are going to hate me. Through State Farm Insurance, I pay $62/month. No joke. That comes out to $744/year. I'm 26 and married with a decent record. The area I live in is considered low risk. (I hope they are right.) Being married is the biggest discount you get from auto insurance. Alarm and Pass-Key is another discount. I insured my car, house, possessions, wife's car, tools, and life insurance policies for both of us with the same agent that my family has used for years. After all the loyalty discounts, it comes out to $62/month for a 2000 Camaro Z28. I was amazed, too.

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2000 Camaro Z28 Monterey Maroon Metallic, auto,leather, 323 posi, Monsoon w/CD, T-tops, K&N
Old 08-12-2002 | 04:50 PM
  #12  
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From: Bremerton, WA.
Lightbulb

<font face="Verdana, Arial" size="2">Originally posted by Bull_in_a_china_shop:
Liability
$250 deduct collision
comprehensive
Emer roadside

27 yr old driver
clean driving record
State Farm as carrier

I pay $120 per month!! Suddenly this just seems too high...
Anyone else?

</font>
I don't think that's too bad, mine's $583 every six months.........hmmmmmmm

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Brent
'02 35th anniversary edition camaro SS, 6spd, hurst, t-tops...K&N filter
http://camaroz28.cardomain.com/member_pages/view_page.pl?page_id=230759&make_type_query=make%3 DChevrolet&model_brand_query=model%3DCamaro&tree=C hevrolet%20Camaro
Old 08-12-2002 | 05:08 PM
  #13  
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Joined: Mar 2002
Posts: 248
From: Dayton, OH - USA
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25 Yrs Old

2002 Camaro Z28 - Full Coverage
2002 Grand Am GT - Full Coverage
1995 Fortd Aspire - Liability

$0 Deductible - Married

$170/Month

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"GillZ28" 2002 Camaro Z/28 LS1 A4 (2.73's)
Sunset Orange Metallic
Fernco, SLP Airlid, K&N Filter, 17" SS 10 Spokes
-----------------------
1995 Ford Aspire M5
!Torque & !Power, 40+MPG!!!
Old 08-12-2002 | 05:14 PM
  #14  
Z28-CTYHNTR's Avatar
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Joined: Jul 2002
Posts: 180
From: Lewisville, TX USA
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Either all you guys live in the absolute sticks and most rural corn and wheat areas, or you just are really good at getting rates. Or mabey my agent hates me and im gettin ripped off, i dont know...

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2002 Camaro Z28 AT
Stock for now until I decide what to install.
Old 08-12-2002 | 06:36 PM
  #15  
USMuscle's Avatar
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Joined: Aug 2002
Posts: 6
From: Tulsa, OK USA
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Ya, quit your bitchin ... I pay $250/month with a $2000 deductible.


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